CIBCinc.com

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Analyzing hundreds of benefits plans to find the best one for your company & your employees.
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Providing a resource for your employees – someone other than the insurance company – to get answers and assistance for their healthcare needs.
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Unburdening your HR department, your Office Manager, or yourself from the day-to-day management of your benefits plan.
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Finding creative ways to pay for your benefits plan, by offering plan design suggestions that hinge not just on contributions, but on employee responsibility as well.
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Giving you an advocate as you try to provide the best benefits for your employees.
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An experienced, educated consultant, who is an expert in the industry, and familiar with all regulations – including Healthcare Reform!

That Is What CIBC Delivers

Our strategic approach to building a quality, competitive employee benefits plan provides you with a broad range of solutions-oriented services delivered by a team of employee benefits specialists. That’s a winning combination that allows us to deliver an employee benefits plan that meets your objectives and fits your budget.

THE CIBC SOLUTIONS APPROACH:

Evaluation and Analysis
Implementation and Education
Client Advocacy Services
Accountable Renewal Strategies
Strategic Partnerships

A relationship with CIBC gives you access to a team of employee benefits experts who are among the most knowledgeable consultants, analysts and account managers in the industry.

With more than 75 years of experience, our team commands the respect of insurers and health care providers nationwide.

Health Care Reimbursement

CLIENT B CASE STUDY

The overall goal was to offer choice at an affordable cost for the employer and to employees.

By offering three products, one with an HRA that included appropriate employee contributions, employees were able to not only understand the HRA offering, but also enhance their understanding of the first-dollar PPO and HMO offerings already in-force.

HMO enrollment improved 33%, and HRA membership was 25% higher than expected.